Savings Accounts to reach your financial goals.

Personal Savings Accounts

First Bank Kansas offers a variety of savings accounts to meet your unique savings needs. Depending on your savings goals, we can set up one of the following accounts.

Compare Savings Accounts

Regular Savings

  • MasterCard Debit Card for ATM access; competitive interest rates. $50 opening deposit is required.
  • Three withdrawals per month at no charge; an Item Charge Service Charge of $2.00 will be assessed for each additional withdrawal. ATM charges may apply when using an ATM outside of our FREE ATM Network.
  • No monthly Balance Fee Service Charge if minimum daily balance is $200 or more, $3.00 if balance falls below $200.

Personal Money Market Savings

  • MasterCard Debit Card for ATM access; $50 opening deposit is required.
  • Account accrues interest each day the account balance is $1,000 or above, Higher interest rates may be earned on balances of $25,000 or more.
  • No monthly Balance Fee Service Charge if minimum daily balance is $1,000 or more, $10.00 if balance falls below $1,000.
  • Premium Personal Money Market Savings account available to earn higher interest rates on balances of $500,000 or more.

Premium Personal Money Market Savings

  • Online & Mobile Banking
  • Higher interest rates may be earned on balances of $500,000 or more
  • Interest is credited monthly
  • No monthly Balance Fee Service Charge if minimum daily balance is $250,000 or more, $25.00 if balance falls below $250,000

Minor Savings

  • An account for those 21 and under!
  • MasterCard Debit Card for ATM access; competitive interest rates.
  • Three withdrawals per month at no charge; an Item Charge Service Charge of $2.00 will be assessed for each additional withdrawal. ATM charges may apply when using an ATM outside of our FREE ATM Network.
  • No minimum balance requirements apply to this account.

Certificate of Deposit & IRAs

Safe Investment. Flexible terms!
-Competitive Rates
-Traditional and Roth IRAs available
-Fixed-rate with terms of three months or longer

We can provide specific pricing and potentially special offers depending upon your situation. To receive rate information please fill out the request below or call 785-825-2211. We will follow up with you promptly.

Request Rate Information

Health Savings Account

A Health Savings Account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a High-Deductible Health Plan (HDHP).The funds contributed to the account are not subject to federal income taxes at the time of deposit and may be used to pay for qualified medical expenses at any time without federal tax liability. Withdrawals for non-medical expenses are treated very similarly to those in an IRA account in that they may provide tax advantages if taken after retirement age, and they incur penalties if taken earlier.

You can deposit money into an HSA for future medical expenses or use for immediate, qualified expenses. An HSA combines high-deductible health insurance with a tax-free savings account and is designed to put consumers back in control of their health care costs.

Saving for the future is easy!

No matter what stage of life you are in, our savings accounts can help you reach your goals! We offer competitive interest rates, easy access to your funds and exceptional service.

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