We can find the right loan for your business!


Business Loans that will help you reach your goals!

Along with a variety of repayment options to meet your needs, we offer fair, competitive interest rates and business consultation when desired. For your convenience, we can automatically deduct your monthly loan payment from your deposit accounts. 


We offer the following loan types:

Commercial Real Estate

We offer a variety of loans to help you with your business. First Bank Kansas offers both fixed and adjustable rate loans at competitive prices. We have numerous loan programs to fit your needs including construction loans and long-term financing.

Commercial & Industrial

First Bank Kansas offers a full line of loan products to help you manage your business more efficiently. Start-up expenses, lines of credit, equipment purchases, etc. Give us a call to find out more about options for your business.

Small Business Administration

Have you always wanted to be your own boss? Are you thinking about starting your own business? If so, First Bank Kansas can help. We work closely with you and the Small Business Administration (SBA) to get your business going and off to a great start. Call a Commercial Loan Officer to discuss your financing needs. We look forward to helping make your dreams come true!

Rental Property

Real estate is often a great option when you’re looking to invest for the future. Whether you’re looking to improve a property you currently own or invest in a brand new venture, First Bank Kansas has the tools to help! Both fixed and adjustable rate loans are available and may be able to use collateral in lieu of cash as a down payment. Visit with one of First Bank Kansas’ knowledgeable lenders today to learn about all of your real estate investment options.


Whether you’re building a single family home or a commercial property, First Bank Kansas has you covered. Give us a call for more information on the loan options available to you!

Ag Loan Types

We offer loans for: operating lines of credit, livestock, machinery, equipment, and vehicle acquisitions, real estate purchases, expansion, construction or remodeling, irrigation equipment, conservation work, refinance, or consolidation.

Beginning Farmer Loans

First Bank Kansas is offering loans at favorable interest rates that are discounted to assist beginning farmers and ranchers. First Bank Kansas’ beginning farmer and rancher loan funds may be utilized for any agricultural purpose. The discounted rates may be available for up to three years on loans of $200,000 or less. The discount may be applied on a pro-rated basis for larger credit needs.

Farm Service Agency (FSA) Loans

First Bank Kansas offers hands-on assistance to customers that wish to apply for a Farm Service Agency (FSA) beginning farmer or joint financing loan to purchase agricultural real estate. The FSA Beginning Farmer and Joint Financing loan programs allow eligible farmers and ranchers to secure long-term fixed interest rates as low as 1.5% and 2.5% respectively. The FSA Beginning Farmer and Joint Financing loan programs require that at least 50% of the required capital be provided by an eligible lender, such as First Bank Kansas.

Kansas Development Finance Authority (KDFA) Program

Another benefit to eligible beginning farmers and ranchers is First Bank Kansas’ ability to utilize the Kansas Development Finance Authority (KDFA) program to further reduce interest rates for agricultural real estate purchases. Customers may utilize the KDFA and FSA loan programs concurrently.

We support Small Business!

Small businesses are the backbone of our local communities! Healthy businesses create jobs and opportunities. One of the greatest challenges that small business owners face is accessing and acquiring the capital they need to finance growth opportunities. Our lenders at First Bank Kansas are here to help you get the funding you need to meet your goals.

Our business checking accounts will help you stay organized and keep your money working for you!

Business Checking Solutions

Need more information?

Please fill out the information request and a lender will be in contact with you within one business day.

Ready to get started?

Please fill out the quick loan request form and a lender will be in contact with you within one business day.

All loans subject to application and credit approval. First Bank Kansas is an Equal Housing Lender. NMLS #528128

Customer Due Diligence Beneficial Owner requirements are for any person who directly or indirectly owns 25% or more equity interest as well as a person with a controlling interest of a legal entity. These persons must provide the following (each time a qualifying event occurs):
Valid Identification
Date of Birth 
Physical Address