Business Loans

Along with a variety of repayment options to meet your needs, we offer fair, competitive interest rates and financial counseling when desired. For your convenience, we can automatically deduct your monthly loan payment from your checking or savings account. 

We offer the following loan types:


Commercial Real Estate

We offer a variety of loans to help you with your business. First Bank Kansas offers both fixed and adjustable rate loans at competitive prices. We have numerous loan programs to fit your needs including construction loans and long-term financing. Back to top


Commercial & Industrial

First Bank Kansas offers a full line of loan products to help you manage your business more efficiently. Start-up expenses, lines of credit, equipment purchases, etc. Give us a call to find out more about options for your business. Back to top



We have an experienced staff of agricultural lenders to service your needs. We offer loans for farm operating, livestock, machinery/equipment, farm real estate, and much more. We also utilize Farm Service Agency (FSA) programs to better meet your agricultural needs. Fixed and adjustable interest rates are available at competitive prices. Back to top


Small Business Administration

Have you always wanted to be your own boss? Are you thinking about starting your own business? If so, First Bank Kansas can help. We work closely with you and the Small Business Administration (SBA) to get your business going and off to a great start. Call a Commercial Loan Officer to discuss your financing needs. We look forward to helping make your dreams come true! Back to top


Rental Property

Real estate is often a great option when you’re looking to invest for the future. Whether you’re looking to improve a property you currently own or invest in a brand new venture, First Bank Kansas has the tools to help! Both fixed and adjustable rate loans are available and may be able to use collateral in lieu of cash as a down payment. Visit with one of First Bank Kansas’ knowledgeable lenders today to learn about all of your real estate investment options. Back to top



If you’re looking to build a new home, First Bank Kansas has you covered there, as well. Our lenders work closely with contractors to help make the loan process as smooth as possible. Give us a call for more information on the loan options available to you! Back to top  


For more information, please contact the location nearest you or e-mail us at:


Customer Due Diligence Beneficial Owner requirements are for any person who directly or indirectly owns 25% or more equity interest as well as a person with a controlling interest of a legal entity. These persons must provide the following (each time a qualifying event occurs):

  • Valid Identification
  • Date of Birth 
  • Physical Address
  • TIN

Why Choose First Bank Kansas?

1. We look for ways to say YES!

2. We make our loan decisions locally!

3. Our knowledgeable loan staff will give you personalized service.

4. We fit the loan to the need: short, long, fixed, adjustable, conventional or portfolio.

5. First Bank Kansas can maintain servicing.

6. Customers are treated like friends here. If you have a question, you can always call.

7. We live, work, volunteer and reinvest in our communities! First Bank Kansas is a Kansas-owned community bank with Midwest values.

Loans Available

Vehicle (New & Refinance)
Home (New & Refinance)
Business (Large & Small)
Credit Establishing
Swing or Bridge