Business Checking Accounts

Which Checking Account is Right for You?

This short quiz will help you determine which checking account will best fit your needs.
  • *The term "transaction" is defined to include all customer-generated credits or debits posted to an account and includes all items that create a deposit transaction.

 

Business Checking Accounts

Account TypeIdeal forMonthly Service ChargeTransactions & Fees
Commercial Checking


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Businesses with complex needs


$6.00 per month
  • Transactions* only $.12 each

  • Earnings credit can offset maintenance fees
Business Interest Checking


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Sole proprietorships, attorney/trust accounts and public entities


Moderate transaction volume

None


($10.00 if daily collected balance is less than $1,000)

  • Transactions* only $.12 each
Simple Business Checking


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Local, independent businessesNone
  • No minimum balance

  • No monthly maintenance fee

  • 1,000 monthly transactions

Every Business Checking account includes return of check images, easy-to-balance statement or e-Statements available, Internet Banking and Bill Payment, Business Visa Check Card(s), money for check card(s) and unused checks, and Business Cash Management is available for a fee.

 

What you need to open a Business Account

Sole Proprietor/DBALimited Liability Company (LLC)PartnershipNon-Profit OrganizationCorporation
SSN or TIN of ownerTIN of LLCTIN of PartnershipTIN of OrganizationTIN of Corporation
Sole Proprietorship ResolutionArticles of OrganizationPartnership AgreementNon-Profit ResolutionArticles of Incorporation
LLC ResolutionPartnership ResolutionIf Incorporated, see Corporation requirementsCorporate Resolution
Operating AgreementBylaws

 

<br>Commercial Checking


Commercial Checking

An account designed for businesses with complex needs.

  • No minimum balance required
  • Earnings credit based on 90% of the 91-day Treasury Bill rate on the average collected balance
  • Monthly maintenance fee just $6.00
  • Transactions* only $.12 each

<br>Business Interest Checking


Business Interest Checking

Interest-bearing account for sole proprietorships, attorney/trust accounts and public entities with moderate activity.

  • Competitive Interest rate
  • No monthly maintenance fee unless daily collected balance is less than $1,000, otherwise $10.00
  • Transactions* only $.12 each

<br>Simple Business Checking


Simple Business Checking

An account for local, independent businesses.

  • No minimum balance
  • No monthly maintenance
  • 1,000 monthly transactions*

*The term “transaction” is defined to include all customer-generated credits or debits posted to an account and includes all items that create a deposit transaction.

Contact us to learn more!