Let your home finance your next project!
Apply Today!Home Equity
Whether you are adding an outdoor living space, remodeling your kitchen or finally taking a honeymoon, our Home Equity Loans are your key to getting more out of life.
Uses for Home Equity Financing
Home Renovations
Use your house as collateral to finance your next home improvement project, from adding a room to remodeling your kitchen!
Dream Vacation
You can use home equity loans to finally go on your dream vacation!
Consolidate bills
Easily consolidate your bills with a home equity line of credit.
Finance Anything!
Home equity financing can provide that financial safety net you can fall back on whenever you need financial help.
Medical Expenses
Home equity loans can be used to cover medical expenses that are beyond what your health insurance pays.
Home equity is the difference between the home’s fair market value and the outstanding balance of all liens on the property. Home Equity loans are great in that they are tax deductible1 and have favorable interest rates. Put your home equity to work for you!
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a revolving line of credit, similar to a credit card, where you can use the money as you need it up to a predetermined limit. You repay the debt in monthly payments. You accrue interest only on the funds you use, regardless of your loan limit. A benefit of the HELOC is that it can be set up ahead of time so you do not have to go through the application/approval process each time you need additional funds.
Some of the features of a First Bank Kansas HELOC are no annual fee, 10-year draw period, easy access to your account, advance any amount you need up to your credit limit (subject to $100 minimum), and enjoy an economical way to finance projects.
Home Equity Loan
A home equity loan gives you a set amount of funds at one time. The amount you qualify to borrow is based on a percentage of your home’s value. First Bank Kansas home equity installment loans can have fixed or variable interest rates and up to a 15-year payback period.
What will my payments be?
The loan calculators below help you to determine what your payments will be.
Contact our knowledgeable lenders to learn more!
At First Bank Kansas, we work with you personally and want to know your story. Our lenders are here to share their expert advice and help you use the equity in your home.
Need more information?
Please fill out the information request and a lender will be in contact with you within one business day.
Ready to get started?
Please fill out the quick loan request form and a lender will be in contact with you within one business day.
1Please check with your accountant to determine your personal tax situation.
All loans subject to application and credit approval. First Bank Kansas is an Equal Housing Lender. NMLS #528128
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