Personal Loan Products
Do you need some additional cash for vacation, rainy days, an upcoming wedding, etc.? Have you found that your budget is a little too tight? Give us a call or fill out our consumer loan application and bring it by any of our convenient locations. We offer competitive interest rates and flexible repayment schedules.
Auto: New or Used
Are you buying a new set of wheels? Whether it is brand new, used, an SUV, sports car, or family car,
If you enjoy the great outdoors, we can help you purchase the equipment to keep you out there! If you need a Winnebago, a pop-up camper, 4-wheeler, ski boat, jet ski or a fishing boat, give us a call.
Home Mortgage Purchase or Refinance
Whether it is buying the home of your dreams or refinancing your current home, we have the solution for you. We have a large portfolio of mortgage loan products so we can finance almost any situation. If you are looking for competitive interest rates, low fees, fixed interest rates, low down payment, or a quick closing, let
We can calculate a payment schedule that will fit into your budget and determine what price range you should be looking in before you begin house hunting. Click here to fill out an application and then call a Mortgage Loan Officer today to schedule an appointment.
Need more room for your family? We can help with those growing pains. What about updating a room in your house or giving the whole house a face-lift? We know that the construction phase can sometimes be trying, but we are here to provide several options for permanent financing.
Home Equity Loans
Did you know that you can actually finance your dream vacation, pay for college tuition, or buy a car using the equity in your home and have all the interest be tax deductible (consult an accountant to determine tax deductions)? A home equity loan can be a great tool to use on your next big purchase!
Home Equity Lines of Credit
A Home Equity Line of Credit (HELOC) can provide all the tax advantages (consult an accountant to determine tax deductions) of a Home Equity loan with the additional flexibility of a line of credit. Do you know you will have some big purchases in the future, but you are not sure of the amount? Are you the spontaneous type that buys things and worries about the financing later? A HELOC may be perfect for you!
HELOCS are simple and First Bank Kansas works with you to set a predetermined credit limit. From then on, you have access to the entire amount as you need it. Just call in and make an advance on your line of credit and we will deposit the funds into your checking account. You only make payments on the funds you use so essentially you are setting your own payment schedule.
Along with a variety of repayment options to meet your needs, we offer fair, competitive interest rates and financial counseling when desired. For your convenience, we can automatically deduct your monthly loan payment from your checking or savings account. For more information, please contact the location nearest you or e-mail us at: email@example.com