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 FACTS  WHAT DOES First Bank Kansas DO WITH YOUR PERSONAL INFORMATION? 
 Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
 What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:

     Social Security Number and Account Balances
     Payment History and Transaction History
     Income and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.
 How?All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons First Bank Kansas chooses to share; and whether you can limit this sharing.

 Reasons we can share your personal informationDoes First Bank Kansas share?Can you limit this sharing? 

For our everyday business purposes - 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

 Yes No
For our marketing purposes -
to offer our products and services to you
 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences
 No We don't share
For our affiliates' everyday business purposes -
information about your credit worthiness
 No We don't share
For nonaffiliates to market to you No We don't share

 Questions?Call 877-402-9019 or go to www.firstbankkansas.com

 Who we are
Who is providing this notice? First Bank Kansas is providing this annual notice as required under banking regulations.

 What we do
How does First Bank Kansas protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Bank Kansas collect my personal information? We collect your personal information, for example, when you

     Open an account or apply for a loan 
     Use your debit card or give us your contact information
     Make deposits or withdrawals from your account

We also collect your personal information from others such as a credit reporting agency.

Why can't I limit all sharing?Federal law gives you the right to limit only

     Sharing for affiliates' everyday business purposes - information about your credit
     worthiness    
     Affiliates from using your information to market to you 
     Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


 Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.

     First Bank Kansas has affiliates but does not share your non-public personal information with them.

NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.

     First Bank Kansas does not share your non-public personal information with non-affiliates.

Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you. 

     First Bank Kansas doesn't jointly market with non-affiliated financial companies.
Revised 03/2013
FDICEqual Housing Lender
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