Loan Products

First Bank Kansas makes loans to qualified borrowers for any worthwhile purpose:

Consumer Loans
Auto: New or Used
Recreational Vehicles
Commercial Real Estate
Commercial & Industrial
Agricultural
Home Mortgage Purchase or Refinance
Home Improvement
Home Equity Loans
Home Equity Lines of Credit
Small Business Administration

Consumer Loans

Do you need some additional cash for vacations, rainy days, an upcoming wedding, etc.? Have you found that your budget is a little too tight? Give us a call to find out how we can help. We offer competitive interest rates and flexible repayment schedules.

Return to top

Auto: New or Used

Are you buying a new set of wheels? Brand new, used, SUV, sports car, family car?
First Bank Kansas has several loan options to fit your needs.

Return to top

Recreational Vehicles

If you enjoy the great outdoors, we can help you purchase the equipment to keep you out there! Whether it be a Winnebago, a pop-up camper, 4-wheeler, ski boat, jet ski or a fishing boat, give us a call.

Return to top

Commercial Real Estate

We offer a variety of loans to help you with your business. First Bank Kansas offers both fixed and adjustable rate loans at competitive prices. We have numerous loan programs to fit your needs including construction loans and long-term financing.

Return to top

Commercial & Industrial

First Bank Kansas offers a full line of loan products to help you manage your business more efficiently. Start-up expenses, lines of credit, equipment purchases, etc., give us a call to find out more about the options for your business.

Return to top

Small Business Administration

Have you have always wanted to be your own boss? Are you thinking about starting your own business? If so, First Bank Kansas can help. We work closely with you and the Small Business Administration (SBA) to get your business going and off to a great start. Call a Commercial Loan Officer to discuss your financing needs. We look forward to helping make your dreams come true!

Return to top

Agricultural

We have an experienced staff of agricultural lenders to service your needs. We offer loans for farm operating, livestock, machinery and equipment, farm real estate, and much more! We also utilize Farm Service Agency (FSA) programs to better meet your agricultural needs. Fixed and adjustable rates are available at competitive prices.

Return to top

Home Mortgage Purchase or Refinance

Whether it is buying the home of your dreams or refinancing your current home, we have the solution for you. We have a large portfolio of mortgage loan products so we can finance almost any situation. If you are looking for competitive interest rates, low fees, fixed rates, low down payment, or a quick closing, let First Bank Kansas tailor a loan to your individual needs.

First Bank Kansas also offers a free pre-approval service. We can calculate a payment schedule that will fit into your budget and determine what price range you should be looking in before you begin house hunting. Call a Mortgage Loan Officer today to schedule an appointment.

Return to top

Home Improvement

Need more room for your family? We can help with those growing pains. What about updating a room in your house or giving the whole house a face-lift? We know that the construction phase can sometimes be trying, but we are here to provide several options for permanent financing.

Return to top

Home Equity Loans

Did you know you can actually finance your dream vacation, pay for college tuition, or buy a car using the equity in your home and have all the interest be tax deductible (consult an accountant to determine tax deductions)? A home equity loan can be a great tool to use on your next big purchase!

Return to top

Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) can provide all the tax advantages (consult an accountant to determine tax deductions) of a Home Equity loan with the additional flexibility of a line of credit. Do you know you will have some big purchases in the future, but you're not sure of the amount? Are you the spontaneous type that buys things and worries about the financing later? A HELOC may be perfect for you!

HELOCS are simple and First Bank Kansas works with you to set a predetermined credit limit. From then on, you have access to the entire amount as you need it. Just call in and make an advance on your line of credit and we will deposit the funds into your checking account. You only make payments on the funds you use so essentially you are setting your own payment schedule.

Return to top

Along with a variety of repayment options to meet your needs, we offer fair, competitive interest rates and financial counseling when desired. For your convenience, we can automatically deduct your monthly loan payment from your checking or savings account. For more information, please contact the location nearest you or e-mail us at: info@firstbankkansas.com



Home  |  About Us  |  Products & Services  |  Locations  |  Trust Services  |  Help

Privacy Policy  |  Security Disclosure  |  Fee Schedule  |  Applications & Calculators

Email us at: info@firstbankkansas.com